Be prepared for the unexpected. Although nobody wants to contemplate the possibility of death or critical or long-term illness, it is an important issue to consider when getting your finances in order. As your journey through life progresses you will tend to take on more and more responsibilities, whether in your family circumstances or in business. Having others depend on you can be an enriching, fulfilling experience but also one which demands that you prepare as best you can for the unknown.
The insurance marketplace is massive, with a dizzying array of products. We can help you find the right fit for your specific circumstances. Typically, you will be wise to consider:
Life Assurance. This gives you the peace of mind that after your death your loved ones would receive a lump sum to cover issues such as outstanding debts at the difficult transition period and maintain their established standard of living. Cover varies according to the regular amounts committed, and it is crucial to work out the optimum balance. Particular types of Life Assurance include: